S. W. A. T.


A credit union is a cooperative financial institution, owned and controlled by the people who use its services. These people are members. Credit unions serve groups that share something in common, such as where they work, live, or go to church. Credit unions are not-for-profit, and exist to provide a safe, convenient place for members to save money and to get loans at reasonable rates.

A credit union is similar to a bank, as they both accept deposits and make loans. But banks are in business to make a profit. Banks and savings & loans are owned by groups of stockholders whose interests include earning a healthy return on their investments.

Your account at Union Yes Federal Credit Union is insured by the National Credit Union Administration, an agency of the United States Government. Each member is insured up to $250,000. Individual Retirement Accounts (IRA) accounts are insured separately for an additional $250,000. During the long history of government-protected deposit insurance coverage no member has ever lost any of their insured savings held on deposit at a federally insured credit union.


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