|
BUILDING
TRADES FEDERAL CREDIT UNION
| Savings
Rates as of January 1, 2008 |
|
| DEPOSIT
ACCOUNTS |
BALANCE
|
RATE*
|
APY
|
|
Regular
Savings
Minimum Balance of $25. Fee for excessive withdrawals.
Interest paid quarterly based upon average daily balance
of $100 or more.
|
$100.00-$1,999.99
|
0.15%
|
0.15%
|
|
$2,000.00-$9,999.99
|
0.20%
|
0.20%
|
|
Over $10,000.00
|
0.25%
|
0.25%
|
|
Money
Market Accounts
Interest paid monthly based upon average daily balances
of $500 or more. No more than six withdrawals per month.
|
$500.00-$9,999.99
|
0.35%
|
0.35%
|
|
Over $10,000.00
|
0.45%
|
0.45%
|
Apprentice
Share Draft Account
Minimum Balance of $250, otherwise $10 monthly service
charge applies. |
$0.00
|
0.00%
|
0.00%
|
Journeyman
Share Draft Account
Minimum Balance of $500, otherwise $10 monthly service
charge applies. |
$0.00
|
0.25%
|
0.25%
|
Master
Craftsman Share Draft Account
Minimum Balance of $1,000, otherwise $10 monthly service
charge applies. |
$0.00
|
0.75%
|
0.75%
|
Holiday
& Vacation Club Accounts
Interest paid quarterly on balances of average daily balances
of $100 or more.
|
$100.00
|
0.20%
|
0.20%
|
IRA
Passbook Accounts
Interest paid quarterly on balances of $100 or more. Maximum
annual contributions limited to $2,000 (excluding rollovers).
|
$100.00
|
0.25%
|
0.25%
|
Term
Share Certificates
Minimum balance of $500. Dividends paid quarterly and
at maturity. Also available in IRA certificates. |
TERM*
|
RATE*
|
APY
|
|
30 Days
|
0.95%
|
0.95%
|
|
60 Days
|
1.10%
|
1.10%
|
|
90 Days
|
1.15%
|
1.15%
|
|
180 Days
|
1.20%
|
1.20%
|
|
12 Months
|
1.40%
|
1.41%
|
|
18 Months
|
1.50%
|
1.51%
|
|
24 Months
|
1.85%
|
1.86%
|
|
30 Months
|
2.10%
|
2.12%
|
|
36 Months
|
2.35%
|
2.37%
|
|
48 Months
|
2.70%
|
2.73%
|
|
60 Months
|
3.00%
|
3.03%
|
|
Flex CD 12 Months
|
0.90%
|
0.90%
|
|
Flex CD 24 Months
|
1.35%
|
1.36%
|
*Rates
and terms subject to change without notice!
©Copyright
2005 BTFCU All Rights Reserved
|
